C24 – online loan Nigeria

C24 – Consumer Loans Nigeria

C24 Limited is a Nigerian consumer finance company based in Ikeja, Lagos, that provides personal loans and salary advance facilities to employees and self-employed individuals. Founded to bridge the credit gap for working Nigerians, C24 uses a combination of traditional credit assessment and digital processes to offer accessible personal financing. The company serves customers primarily in Lagos and other major urban centres, offering a human-centred approach to lending with dedicated loan officers and customer support teams.

C24 offers personal loans from ₦50,000 to ₦2,000,000 with repayment terms of 3 to 18 months. Monthly interest rates start from 16% per annum (approximately 1.33% per month). Loans can be applied for online through the C24 website, by phone, or in person at their office in Ikeja, Lagos. Required documentation includes a valid ID, 3 months' payslips, bank statement, and employer confirmation. For self-employed applicants, business registration documents and evidence of income are required. Approved loans are typically disbursed within 24 to 48 hours of successful document verification.

C24 operates as a regulated consumer finance company within the Nigerian financial services framework. The company is transparent about its loan costs and provides a full breakdown of interest and fees before loan acceptance. C24 is a suitable option for Lagos-based salary earners or small business owners seeking medium-term personal financing with a personalised service experience. If you are outside Lagos, check whether C24 can serve your location before beginning the application process.