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24 hours loans

Comparing 16 offers. Updated 05 Oct 2026.

Best offers – 24 hour loans 2026

3DC Finance

3DC Finance short-term loans up to ₦1,000,000 at 10% monthly.

₦10K – ₦1.0M Interest from 10.00% Approval: 48 hours
★★★★☆ 3.5

C24

Online loans up to ₦5,000,000 with fast approval in 5 minutes.

₦50K – ₦5.0M Interest from 16.00% Approval: 5 minutes
★★★★☆ 4.0

Creditville

Creditville personal loans up to ₦4,000,000 at 5% monthly interest.

₦100K – ₦4.0M Interest from 5.00% Approval: 48 hours
★★★★☆ 4.0

FairMoney

Mobile app loans up to ₦1,500,000 disbursed in 2 minutes with interest from 10% monthly.

₦2K – ₦1.5M Interest from 10.00% Approval: 2 minutes
★★★★★ 5.0

Fast Credit

Fast Credit consumer loans up to ₦5,000,000 at 4% monthly.

₦100K – ₦5.0M Interest from 4.00% Approval: 24 hours
★★★★☆ 4.0

FINT

Online loans up to ₦2,000,000 with 24-hour disbursement and 2% monthly interest.

₦2K – ₦2.0M Interest from 2.00% Approval: 24 hours
★★★★★ 4.5

JumiaPay

JumiaPay short-term loans up to ₦100,000 in 2 hours.

₦1K – ₦100K Interest from 3.50% Approval: 2 hours
★★★★☆ 3.5

KiaKia

Quick online loans up to ₦200,000 with funds in your account within 1 hour.

₦20K – ₦200K Interest from 5.00% Approval: 1 hour
★★★★☆ 4.0

Loan35

Loan35 personal loans up to ₦2,000,000 for 24-hour loans in Nigeria.

₦50K – ₦2.0M Interest from 4.00% Approval: 48 hours
★★★★☆ 3.5

Page Financials

Page Financials salary and business loans up to ₦5,000,000.

₦200K – ₦5.0M Interest from 5.00% Approval: 24 hours
★★★★☆ 4.0

Palmcredit

Fast mobile loans up to ₦100,000 with money in your account within 15 minutes.

₦1K – ₦100K Interest from 4.60% Approval: 15 minutes
★★★★☆ 4.0

QuickCheck

Quick personal loans up to ₦1,000,000 with approval in 15 minutes and 2% monthly interest.

₦1K – ₦1.0M Interest from 2.00% Approval: 15 minutes
★★★★☆ 4.0

RapidCash

RapidCash instant loans up to ₦50,000 in 30 minutes.

₦10K – ₦50K Interest from 31.00% Approval: 30 minutes
★★★☆☆ 3.0

Sokoloan

Fast payday loans up to ₦100,000 via mobile app with flexible repayment of 7–190 days.

₦5K – ₦100K Interest from 4.50% Approval: 5 minutes
★★★★☆ 4.0

Spotyloans

Spotyloans instant loans up to ₦1,000,000 in 24 hours.

₦1K – ₦1.0M Interest from 3.00% Approval: 24 hours
★★★★☆ 3.5

Zenith Bank

Zenith Bank personal loans from ₦10,000 to ₦5,000,000 at 9% monthly.

₦10K – ₦5.0M Interest from 9.00% Approval: 24 hours
★★★★★ 4.5

Gone are the days when you had to apply for a loan days, weeks, or months before you could obtain it. Through technological advancement, accessing loans has become easier — users can obtain loans within 24 hours of application and access lending services around the clock.

The primary requirement is supplying necessary documentation; eligibility remains the key criterion. Borrowers now need only internet connectivity and a device to complete applications within hours. Funds are typically disbursed directly to your bank account once approved.

General Requirements for 24 Hours Online Loans

For individuals:

  • Bank Verification Number (BVN)
  • Passport photograph
  • Address
  • Salary account, pension account or tax ID
  • Employment letter

For SMEs/Businesses:

  • A copy of passport photograph
  • A means of identification (driver's license, international passport, national passport)
  • Six-month bank statement of account
  • Certificate of incorporation
  • Memorandum of association
  • Post-dated NUBAN cheques
  • A suitable guarantor (employment letter, undated NUBAN cheque, staff ID, guarantor form)

The merits of 24 hours loans are numerous; through it, you can obtain a loan at any time of the day — any day, any time, anywhere.