Aella – Loan details

Aella mobile loans up to ₦1,000,000 for employees and individuals.

Loan amount ₦2K – ₦1.0M
Interest from 6.00%
Term 1 – 3 months
Approval 2 hours

Pros

  • ✓ Fast fully digital application
  • ✓ No physical branch visit needed
  • ✓ Offers healthcare financing in addition to loans
  • ✓ Available to salary earners and self-employed
  • ✓ Loans up to ₦1,000,000

Cons

  • ✗ Short repayment periods (1-3 months)
  • ✗ Monthly interest can be high
  • ✗ Late repayment penalties apply

Requirements

  • Valid BVN
  • Government-issued ID
  • Active Nigerian bank account
  • Smartphone (Android or iOS)
  • Payslip or employer info (for salary earners)

Company information

Aella Limited
Lagos, Nigeria
https://aellaapp.com

This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.com.ng is an independent comparison portal operated by double technology s.r.o., Czech Republic.