Baobab – Loan details

Baobab microfinance loans up to ₦10,000,000 for businesses.

Loan amount ₦20K – ₦10.0M
Interest from 28.00%
Term 6 – 24 months
Approval 3 business days

Pros

  • ✓ Part of international Baobab Group
  • ✓ Focus on MSMEs and underserved customers
  • ✓ Loans up to ₦5,000,000
  • ✓ CBN licensed microfinance bank
  • ✓ Personal relationship officer support

Cons

  • ✗ Branch visit required for application
  • ✗ Processing takes 3-7 working days
  • ✗ Higher interest rates than commercial banks
  • ✗ Limited branch network in Nigeria

Requirements

  • Valid government-issued ID
  • BVN
  • Proof of business (for business loans)
  • 3 to 6 months bank statement
  • Utility bill or proof of address
  • Two guarantors (for some products)

Company information

Baobab Microfinance Bank Limited
Lagos, Nigeria
https://baobabgroup.com/nigeria

This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.com.ng is an independent comparison portal operated by double technology s.r.o., Czech Republic.