Carbon – Loan details

Online loans up to ₦1,000,000 with interest from 1% monthly and approval within 24 hours.

Loan amount ₦2K – ₦1.0M
Interest from 1.00%
Term 1 – 16 months
Approval 24 hours

Pros

  • ✓ One of Nigeria's oldest and most trusted digital lenders
  • ✓ Interest from 1% per month for repeat borrowers
  • ✓ Loans, savings, investments and payments in one app
  • ✓ No paperwork needed
  • ✓ Limits grow significantly with good history

Cons

  • ✗ New users start with very low limits
  • ✗ Maximum tenure only 12 months
  • ✗ App performance can be inconsistent at peak times

Requirements

  • Valid BVN
  • Active Nigerian bank account
  • Valid ID
  • Carbon mobile app (Android or iOS)
  • Nigerian phone number
  • Minimum age 18 years

Company information

One Finance & Investments Limited
1224 Bishop Oluwole St, Victoria Island, Lagos
https://getcarbon.co

This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.com.ng is an independent comparison portal operated by double technology s.r.o., Czech Republic.