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3DC Finance – online loan Nigeria

★★★★☆ 3.5 / 5 (98 reviews)

3DC Finance short-term loans up to ₦1,000,000 at 10% monthly.

Amount ₦10K – ₦1.0M
Interest from 10.00%
Term 1 – 4 months
Approval 48 hours
⚠️

3DC Finance is no longer reachable online. Their website (3dc.finance) does not resolve. We recommend comparing active alternative lenders below.

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Screenshot of https://3dc.finance

3DC Finance – Short-Term Business Loans Nigeria

3DC Finance provides short-term loans to individuals and businesses in Nigeria. Loans from ₦10,000 to ₦1,000,000 at 10% monthly with 1-4 month repayment are available with 48-hour processing.

✓ Pros

  • Accessible for 24-hour loans
  • No collateral
  • Simple application

✗ Cons

  • High 10% monthly rate
  • Very short 4-month maximum

Loan example

Loan ₦200,000 for 4 months at 10%. Total interest = ₦80,000. Total = ₦280,000.

Loan requirements

  • ✓ Nigerian citizen
  • ✓ BVN
  • ✓ Valid ID
  • ✓ Bank account

Loan features

  • Short-term loans
  • ₦10K–₦1M
  • 10% monthly
  • 1-4 months
  • 48-hour processing

Frequently asked questions

48 hours after submitting your application.

The minimum amount at 3DC Finance is ₦10,000.