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3DC Finance – online loan Nigeria

3.5 / 5 (98 reviews)

3DC Finance short-term loans up to ₦1,000,000 at 10% monthly.

Amount ₦10K – ₦1.0M
Interest from 10.00%
Term 1 – 4 months
Approval 48 hours
⚠️

3DC Finance no longer appears to be active in Nigeria. The website is unavailable and the company cannot be reached online. We recommend comparing alternative lenders below.

3DC Finance screenshot

Screenshot of https://3dc.finance

3DC Finance – Short-Term Business Loans Nigeria

3DC Finance provides short-term loans to individuals and businesses in Nigeria. Loans from ₦10,000 to ₦1,000,000 at 10% monthly with 1-4 month repayment are available with 48-hour processing.

✓ Pros

  • Accessible for 24-hour loans
  • No collateral
  • Simple application

✗ Cons

  • High 10% monthly rate
  • Very short 4-month maximum

Loan example

Loan ₦200,000 for 4 months at 10%. Total interest = ₦80,000. Total = ₦280,000.

Loan requirements

  • ✓ Nigerian citizen
  • ✓ BVN
  • ✓ Valid ID
  • ✓ Bank account

Loan features

  • Short-term loans
  • ₦10K–₦1M
  • 10% monthly
  • 1-4 months
  • 48-hour processing

Frequently asked questions

48 hours after submitting your application.

The minimum amount at 3DC Finance is ₦10,000.