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Credit Direct – Company Information & Legitimacy Check

Who is behind Credit Direct, who owns it, and how to verify the lender is safe before you borrow in Nigeria.

Credit Direct Limited is a subsidiary of FCMB Group providing consumer finance solutions. The company is licensed by the CBN and serves thousands of Nigerians through its digital platform and physical offices.

Is Credit Direct legit and safe?

Credit Direct is operated by Credit Direct Limited, registered at FCMB House, Ahmadu Bello Way, Victoria Island, Lagos. As a digital lender it typically operates under a Central Bank of Nigeria (CBN) approval or in partnership with a licensed microfinance bank, and is expected to appear on the FCCPC digital-lenders register. Before applying, always confirm the lender on the official CBN and FCCPC lists and apply only through the official website www.creditdirect.ng to avoid loan-app scams and clones.

Who owns Credit Direct?

Credit Direct is owned and operated by Credit Direct Limited. You can review the full loan terms, interest rates and reviews on the Credit Direct loan page.

Company information

BrandCredit Direct
Operated byCredit Direct Limited
AddressFCMB House, Ahmadu Bello Way, Victoria Island, Lagos
Loan amount₦10K – ₦5.0M
Interest from0.00% / month
Official websitehttps://www.creditdirect.ng

FAQs about Credit Direct Limited

Credit Direct is operated by Credit Direct Limited, registered at FCMB House, Ahmadu Bello Way, Victoria Island, Lagos. Before borrowing, confirm the lender on the Central Bank of Nigeria (CBN) approved list and the FCCPC digital-lenders register, and only apply through the official website https://www.creditdirect.ng.
Credit Direct is owned and operated by Credit Direct Limited.
Credit Direct is a digital lending service operated by Credit Direct Limited, not a traditional bank. Fintech lenders like this usually disburse loans in partnership with a licensed microfinance bank or under a CBN/FCCPC lending approval.
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