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E-Finance – online loan Nigeria

★★★★☆ 3.5 / 5 (134 reviews)

E-Finance corporate and personal loans up to ₦5,000,000.

Amount ₦100K – ₦5.0M
Interest from 6.00%
Term 1 – 9 months
Approval 24 hours
⚠️

E-Finance is no longer reachable online. Their website (efinance.ng) does not resolve. We recommend comparing active alternative lenders below.

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E-Finance – Digital Business Loans Nigeria

E-Finance provides digital lending solutions to corporate entities and individuals in Nigeria. Loans from ₦100,000 to ₦5,000,000 at 6% monthly are available with 1-9 month repayment terms.

✓ Pros

  • High loan limit ₦5M
  • Corporate and individual loans

✗ Cons

  • High minimum ₦100K
  • Short 9-month maximum term

Loan example

Loan ₦1,000,000 for 6 months at 6%. Total interest = ₦360,000. Total = ₦1,360,000.

Loan requirements

  • ✓ Employment or business registration
  • ✓ Bank statement
  • ✓ Valid ID
  • ✓ BVN

Loan features

  • Corporate and personal loans
  • ₦100K–₦5M
  • 6% monthly
  • 1-9 months

Frequently asked questions

24 hours after submitting your application.

The minimum amount at E-Finance is ₦100,000.