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JumiaPay – online loan Nigeria

3.5 / 5 (189 reviews)

JumiaPay short-term loans up to ₦100,000 in 2 hours.

Amount ₦1K – ₦100K
Interest from 3.50%
Term 1 – 1 months
Approval 2 hours
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Applying does not commit you to a loan agreement.

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JumiaPay – Short-Term Loans Nigeria

JumiaPay offers short-term personal loans to Nigerian consumers through the Jumia e-commerce platform. Loans range from ₦1,000 to ₦100,000 with 30-day repayment at 3.5% monthly interest.

✓ Pros

  • Integrated with Jumia account
  • Fast 2-hour disbursement
  • Simple application

✗ Cons

  • Very short 30-day term
  • Low maximum ₦100K
  • Jumia account required

Loan example

Loan ₦50,000 for 30 days at 3.5%. Fee = ₦1,750. Total = ₦51,750.

Loan requirements

  • ✓ Jumia account
  • ✓ Nigerian citizen
  • ✓ BVN
  • ✓ Age 18+

Loan features

  • Short-term loans ₦1K–₦100K
  • 3.5% monthly
  • 30-day term
  • Jumia platform integration

Frequently asked questions

2 hours after submitting your application.

The minimum amount at JumiaPay is ₦1,000.