Lendigo – online loan Nigeria

Lendigo – Business and Personal Loans for Nigerian SMEs

Lendigo Nigeria is a digital lending platform focused on providing fast credit facilities to small and medium enterprises (SMEs) and salary earners across Nigeria. Operating through a partnership with licensed financial institutions, Lendigo uses technology and data analytics to assess creditworthiness quickly and offer tailored loan products. The company serves business owners, traders, and employed individuals who need working capital, inventory financing, or personal credit without the lengthy processes of traditional banks.

Lendigo offers business loans and personal loans from ₦100,000 to ₦5,000,000 with repayment terms of 1 to 12 months. Monthly interest rates start from 2%. Applications are made entirely online through the Lendigo website or mobile app. Business loan applicants will need to provide proof of business registration, bank statements showing business revenue, and BVN. Personal loan applicants need a salary account and payslips. Approved loans are disbursed within 24 to 48 hours.

Lendigo operates within the Nigerian regulatory framework and partners with CBN-licensed entities to maintain compliance. The platform uses industry-standard security protocols to protect borrower information. Lendigo is particularly valuable for small business owners who need quick working capital without lengthy bank documentation. Compare Lendigo with other SME-focused lenders to determine which offers the best combination of loan size, term, and interest rate for your specific business needs.