Lendigo – online loan Nigeria
Lendigo working capital loans for SMEs up to ₦5,000,000.
Applying does not commit you to a loan agreement.
Screenshot of https://lendigo.ng
Lendigo – Business and Personal Loans for Nigerian SMEs
Lendigo Nigeria is a digital lending platform focused on providing fast credit facilities to small and medium enterprises (SMEs) and salary earners across Nigeria. Operating through a partnership with licensed financial institutions, Lendigo uses technology and data analytics to assess creditworthiness quickly and offer tailored loan products. The company serves business owners, traders, and employed individuals who need working capital, inventory financing, or personal credit without the lengthy processes of traditional banks.
Lendigo offers business loans and personal loans from ₦100,000 to ₦5,000,000 with repayment terms of 1 to 12 months. Monthly interest rates start from 2%. Applications are made entirely online through the Lendigo website or mobile app. Business loan applicants will need to provide proof of business registration, bank statements showing business revenue, and BVN. Personal loan applicants need a salary account and payslips. Approved loans are disbursed within 24 to 48 hours.
Lendigo operates within the Nigerian regulatory framework and partners with CBN-licensed entities to maintain compliance. The platform uses industry-standard security protocols to protect borrower information. Lendigo is particularly valuable for small business owners who need quick working capital without lengthy bank documentation. Compare Lendigo with other SME-focused lenders to determine which offers the best combination of loan size, term, and interest rate for your specific business needs.
✓ Pros
- Focused on Nigerian SMEs and business owners
- Loans up to ₦5,000,000
- Competitive rates from 2% per month
- Fast 24-48 hour disbursement
- Limit grows with repayment history
✗ Cons
- Business loans require registration documents
- Maximum 12-month repayment term
- Digital application only
Loan example
Representative example: A business loan of ₦500,000 over 6 months at 2% monthly interest. Monthly repayment approximately ₦88,121. Total amount repayable: ₦528,726. Total interest: ₦28,726.
Loan requirements
- ✓ BVN
- ✓ Active bank account
- ✓ Valid ID
- ✓ Business registration documents (for business loans)
- ✓ 3-6 month bank statement showing income
- ✓ For salary loans: payslips and employment letter
Loan features
- Business and personal loans
- Loans from ₦100,000 to ₦5,000,000
- Terms 1 to 12 months
- Interest from 2% per month
- Online application
- Disbursement within 24-48 hours
Frequently asked questions
48 hours after submitting your application.
The minimum amount at Lendigo is ₦300,000.
How to log in and sign up to Lendigo
Lendigo is used through its official app and website (lendigo.ng). To sign up, download the official Lendigo app or open its website, then register with the details requested — usually your phone number and BVN — and complete the short verification. To log in, open Lendigo and sign in with the phone number or email you registered with. Never share your login code, OTP or PIN with anyone, and only use the official Lendigo channels.
Lendigo customer care and contact
For help with your account, repayments or complaints, contact Lendigo through the support options inside the official app or on lendigo.ng. Lendigo is operated by Lendigo Nigeria. Be cautious of anyone asking for an upfront "processing", "clearance" or "insurance" fee before disbursement — legitimate lenders deduct any fees from the loan, never before it. You can also compare Lendigo with other lenders before you decide.