Lidya – Company Information & Legitimacy Check
Who is behind Lidya, who owns it, and how to verify the lender is safe before you borrow in Nigeria.
Lidya is a fintech company providing working capital financing to SMEs in Nigeria and other emerging markets using data-driven credit scoring.
Is Lidya legit and safe?
Lidya is operated by Lidya Nigeria, registered at Lagos, Nigeria. As a digital lender it typically operates under a Central Bank of Nigeria (CBN) approval or in partnership with a licensed microfinance bank, and is expected to appear on the FCCPC digital-lenders register. Before applying, always confirm the lender on the official CBN and FCCPC lists and apply only through the official website www.lidya.co to avoid loan-app scams and clones.
Who owns Lidya?
Lidya is owned and operated by Lidya Nigeria. You can review the full loan terms, interest rates and reviews on the Lidya loan page.
Company information
| Brand | Lidya |
|---|---|
| Operated by | Lidya Nigeria |
| Address | Lagos, Nigeria |
| Loan amount | ₦100K – ₦2.0M |
| Interest from | 4.00% / month |
| Official website | https://www.lidya.co |
FAQs about Lidya Nigeria
Lidya is operated by Lidya Nigeria, registered at Lagos, Nigeria. Before borrowing, confirm the lender on the Central Bank of Nigeria (CBN) approved list and the FCCPC digital-lenders register, and only apply through the official website https://www.lidya.co.
Lidya is owned and operated by Lidya Nigeria.
Lidya is a digital lending service operated by Lidya Nigeria, not a traditional bank. Fintech lenders like this usually disburse loans in partnership with a licensed microfinance bank or under a CBN/FCCPC lending approval.