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RapidCash – online loan Nigeria

★★★☆☆ 3.0 / 5 (134 reviews)

RapidCash instant loans up to ₦50,000 in 30 minutes.

Amount ₦10K – ₦50K
Interest from 31.00%
Term 1 – 1 months
Approval 30 minutes
⚠️

RapidCash is no longer reachable online. Their website (rapidcash.ng) does not resolve. We recommend comparing active alternative lenders below.

RapidCash screenshot

Screenshot of https://rapidcash.ng

RapidCash – Instant Micro Loans Nigeria

RapidCash provides instant micro-loans to Nigerians needing quick cash. Loans range from ₦10,000 to ₦50,000 with 30-minute disbursement. The service is ideal for emergency cash needs but carries a high 31% monthly interest rate.

✓ Pros

  • Extremely fast 30-minute disbursement
  • Simple application

✗ Cons

  • Very high 31% monthly rate
  • Very low maximum ₦50K
  • 30-day term only

Loan example

Loan ₦30,000 for 30 days at 31%. Fee = ₦9,300. Total = ₦39,300.

Loan requirements

  • ✓ Nigerian citizen
  • ✓ BVN
  • ✓ Smartphone
  • ✓ Bank account

Loan features

  • Instant 30-minute loans
  • ₦10K–₦50K
  • 30-day term
  • Mobile app

Frequently asked questions

30 minutes after submitting your application.

The minimum amount at RapidCash is ₦10,000.