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RapidCash – online loan Nigeria

3.0 / 5 (134 reviews)

RapidCash instant loans up to ₦50,000 in 30 minutes.

Amount ₦10K – ₦50K
Interest from 31.00%
Term 1 – 1 months
Approval 30 minutes
⚠️

RapidCash no longer appears to be active in Nigeria. The website is unavailable and the service cannot be reached online. We recommend comparing alternative lenders below.

RapidCash screenshot

Screenshot of https://rapidcash.ng

RapidCash – Instant Micro Loans Nigeria

RapidCash provides instant micro-loans to Nigerians needing quick cash. Loans range from ₦10,000 to ₦50,000 with 30-minute disbursement. The service is ideal for emergency cash needs but carries a high 31% monthly interest rate.

✓ Pros

  • Extremely fast 30-minute disbursement
  • Simple application

✗ Cons

  • Very high 31% monthly rate
  • Very low maximum ₦50K
  • 30-day term only

Loan example

Loan ₦30,000 for 30 days at 31%. Fee = ₦9,300. Total = ₦39,300.

Loan requirements

  • ✓ Nigerian citizen
  • ✓ BVN
  • ✓ Smartphone
  • ✓ Bank account

Loan features

  • Instant 30-minute loans
  • ₦10K–₦50K
  • 30-day term
  • Mobile app

Frequently asked questions

30 minutes after submitting your application.

The minimum amount at RapidCash is ₦10,000.