Bank of Agriculture – Loan details

Bank of Agriculture development loans up to ₦50,000,000 at 14% annually.

Loan amount ₦250K – ₦50.0M
Interest from 14.00%
Term 12 – 60 months
Approval 5 business days

Pros

  • ✓ Government-backed development bank
  • ✓ Subsidised interest rates from 14% per annum
  • ✓ Available nationwide (all 36 states)
  • ✓ Aligned repayment with agricultural cycles
  • ✓ Access to CBN intervention funds

Cons

  • ✗ Bureaucratic application process
  • ✗ Collateral or group guarantee may be required
  • ✗ Processing can take several weeks
  • ✗ Primarily focused on agriculture sector

Requirements

  • Farm plan or business plan
  • Valid government-issued ID
  • BVN
  • Proof of land ownership or lease
  • Collateral or group guarantee
  • Recent bank statement

Company information

Bank of Agriculture Limited
PMB 5315, Bida Road, Kaduna
https://www.boanig.com

This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.com.ng is an independent comparison portal operated by double technology s.r.o., Czech Republic.