Branch – Loan details

Branch gives instant loans from ₦1,000 to ₦500,000 through its mobile app. No office visits, no paperwork, and no collateral. Your loan limit grows the more you borrow and repay on time.

Loan amount ₦1K – ₦500K
Interest from 1.00%
Term 1 – 12 months
Approval Within 24 hours

Pros

  • ✓ No collateral or guarantor required
  • ✓ Loans paid within minutes of approval
  • ✓ Your limit increases with each repayment
  • ✓ Available on Android and iOS
  • ✓ No office visit required

Cons

  • ✗ Interest rates are high for first-time borrowers
  • ✗ Starting limits are low
  • ✗ Requires a smartphone with mobile data

Requirements

  • Nigerian bank account
  • BVN (Bank Verification Number)
  • Android or iOS smartphone
  • Valid Nigerian phone number

Company information

Branch International Financial Services Limited
5B Mambilla Street, Maitama, Abuja, FCT
https://branch.co

This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.com.ng is an independent comparison portal operated by double technology s.r.o., Czech Republic.