OneFi – Loan details
OneFi personal loans up to ₦1,000,000 for blacklisted applicants.
Loan amount
₦2K – ₦1.0M
Interest from
1.00%
Term
1 – 16 months
Approval
24 hours
Pros
- ✓ CBN licensed finance company
- ✓ Interest from 1% per month for eligible users
- ✓ Loan limit grows with good repayment history
- ✓ Also offers investments and insurance
- ✓ Fully digital with instant disbursement
Cons
- ✗ Starting limit may be low for new users
- ✗ 1-12 month maximum tenure
- ✗ BVN and bank account linkage required
Requirements
- Valid BVN
- Active Nigerian bank account
- Valid government-issued ID
- Smartphone (Android or iOS)
- Nigerian phone number
Company information
One Finance & Investments Limited
1224 Bishop Oluwole St, Victoria Island, Lagos
https://www.one-fi.com
This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.com.ng is an independent comparison portal operated by double technology s.r.o., Czech Republic.