United Bank for Africa – Loan details
UBA Click Credit gives instant loans from ₦5,000 to ₦15 million via USSD (*919#) or the UBA mobile app. One of Africa's largest banks with operations in 20 countries.
Loan amount
₦5K – ₦15.0M
Interest from
2.08%
Term
1 – 12 months
Approval
Instant (USSD) or 24 hours
Pros
- ✓ Instant disbursement via *919# USSD
- ✓ No branch visit required for salary account holders
- ✓ Borrow up to ₦15 million
- ✓ Available on USSD, app and internet banking
- ✓ Repayment is automatic on payday
Cons
- ✗ UBA salary account required for Click Credit
- ✗ Terms capped at 12 months for Click Credit
- ✗ Higher rates apply for non-salary borrowers
Requirements
- Active UBA account with regular salary deposits
- BVN
- Valid government-issued ID
- No outstanding loan arrears with UBA
Company information
United Bank for Africa PLC
UBA House, 57 Marina, Lagos Island, Lagos State
https://www.ubagroup.com/ng
This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.com.ng is an independent comparison portal operated by double technology s.r.o., Czech Republic.