Access Bank – loan application

4.5 / 5  (612 reviews)
Maximum amount ₦5,000,000
Interest from 4.00%
Term 1 – 36 months
Your money in 24 hours
Apply on official Access Bank website ad

Application does not commit you to a loan agreement. Loan is approved by Access Bank according to their terms.

Screenshot of https://www.accessbankplc.com, operated by: Access Bank Plc, used under legitimate licence.

Access Bank screenshot

Contact

Company Access Bank Plc
Address Plot 999C, Danmole Street, Victoria Island, Lagos

Access Bank – repayment table

Estimated monthly repayments at 4.00% monthly interest. Actual terms confirmed upon approval.

Amount \ Term 1 months 3 months 6 months 12 months 18 months 24 months
₦500,000 ₦520,000 ₦186,667 ₦103,333 ₦61,667 ₦47,778 ₦40,833
₦1,000,000 ₦1,040,000 ₦373,333 ₦206,667 ₦123,333 ₦95,556 ₦81,667
₦1,500,000 ₦1,560,000 ₦560,000 ₦310,000 ₦185,000 ₦143,333 ₦122,500
₦2,000,000 ₦2,080,000 ₦746,667 ₦413,333 ₦246,667 ₦191,111 ₦163,333
₦2,500,000 ₦2,600,000 ₦933,333 ₦516,667 ₦308,333 ₦238,889 ₦204,167
₦3,000,000 ₦3,120,000 ₦1,120,000 ₦620,000 ₦370,000 ₦286,667 ₦245,000

Representative example

Loan amount ₦255,000
Repayment term 12 months
Monthly interest 4.00%
Monthly repayment ₦31,450
Total interest costs ₦122,400
Total amount payable ₦377,400

* Example is for illustration only. Actual terms are confirmed upon loan approval.

Quick overview

Loan amount ₦10K – ₦5.0M
Term 1 – 36 months
Interest from 4.00%
Approval 24 hours
Age 18+ years
Online application Yes

Requirements

  • ✓ Active Access Bank account (or willing to open one)
  • ✓ Valid government-issued ID
  • ✓ 3 recent payslips
  • ✓ 6-month bank statement
  • ✓ BVN
  • ✓ Employment confirmation letter

Loan features

  • Personal, salary advance and mortgage loans
  • Loans up to ₦30,000,000
  • Terms up to 48 months
  • Interest from 4% per month
  • Access More app, USSD *901# and branch application
  • CBN licensed and NDIC insured