Bank of Industry – loan application

4.0 / 5  (167 reviews)
Maximum amount ₦50,000,000
Interest from 10.00%
Term 12 – 60 months
Your money in 5 business days
Apply on official Bank of Industry website ad

Application does not commit you to a loan agreement. Loan is approved by Bank of Industry according to their terms.

Screenshot of https://www.boi.ng, operated by: Bank of Industry Limited, used under legitimate licence.

Bank of Industry screenshot

Contact

Company Bank of Industry Limited
Address 23 Marina, Lagos Island, Lagos

Bank of Industry – repayment table

Estimated monthly repayments at 10.00% monthly interest. Actual terms confirmed upon approval.

Amount \ Term 12 months 18 months 24 months
₦1,000,000 ₦183,333 ₦155,556 ₦141,667
₦1,500,000 ₦275,000 ₦233,333 ₦212,500
₦2,000,000 ₦366,667 ₦311,111 ₦283,333
₦2,500,000 ₦458,333 ₦388,889 ₦354,167
₦3,000,000 ₦550,000 ₦466,667 ₦425,000

Representative example

Loan amount ₦750,000
Repayment term 12 months
Monthly interest 10.00%
Monthly repayment ₦137,500
Total interest costs ₦900,000
Total amount payable ₦1,650,000

* Example is for illustration only. Actual terms are confirmed upon loan approval.

Quick overview

Loan amount ₦1.0M – ₦50.0M
Term 12 – 60 months
Interest from 10.00%
Approval 5 business days
Age 18+ years
Online application Yes

Requirements

  • ✓ CAC registered business
  • ✓ Detailed business plan and feasibility study
  • ✓ 3 years audited financial statements
  • ✓ Valid IDs of directors
  • ✓ BVN of directors
  • ✓ Collateral (land, property, machinery)
  • ✓ Evidence of equity contribution (usually 25-30%)

Loan features

  • SME loans from ₦5,000,000 to ₦500,000,000
  • Repayment up to 10 years
  • Interest from 9% per annum
  • Multiple intervention fund windows
  • Manufacturing and agribusiness focus
  • Federal Government backed