ALAT – loan application
Screenshot of https://alat.ng, operated by: Wema Bank Plc (ALAT), used under legitimate licence.
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ALAT – repayment table
Estimated monthly repayments at 3.00% monthly interest. Actual terms confirmed upon approval.
| Amount \ Term | 1 months | 3 months | 6 months |
|---|---|---|---|
| ₦100,000 | ₦103,000 | ₦36,333 | ₦19,667 |
| ₦200,000 | ₦206,000 | ₦72,667 | ₦39,333 |
Representative example
Loan amount
₦105,000
Repayment term
6 months
Monthly interest
3.00%
Monthly repayment
₦20,650
Total interest costs
₦18,900
Total amount payable
₦123,900
* Example is for illustration only. Actual terms are confirmed upon loan approval.
Quick overview
Loan amount
₦10K – ₦200K
Term
1 – 6 months
Interest from
3.00%
Approval
2 minutes
Age
18+ years
Online application
Yes
Requirements
- ✓ ALAT account (download app to open)
- ✓ Valid BVN
- ✓ Nigerian phone number
- ✓ Smartphone with internet access
- ✓ Minimum age 18 years
Loan features
- Loans from ₦10,000 to ₦200,000
- Terms 1 to 6 months
- Interest 3% per month
- 2-minute disbursement
- 100% digital and paperless
- Backed by Wema Bank (since 1945)
Ready to apply?
Go to official ALAT website ad