ALAT – loan application

4.5 / 5  (378 reviews)
Maximum amount ₦200,000
Interest from 3.00%
Term 1 – 6 months
Your money in 2 minutes
Apply on official ALAT website ad

Application does not commit you to a loan agreement. Loan is approved by ALAT according to their terms.

Screenshot of https://alat.ng, operated by: Wema Bank Plc (ALAT), used under legitimate licence.

ALAT screenshot

Contact

Company Wema Bank Plc (ALAT)
Address Wema Towers, 54, Marina, Lagos
Website https://alat.ng

ALAT – repayment table

Estimated monthly repayments at 3.00% monthly interest. Actual terms confirmed upon approval.

Amount \ Term 1 months 3 months 6 months
₦100,000 ₦103,000 ₦36,333 ₦19,667
₦200,000 ₦206,000 ₦72,667 ₦39,333

Representative example

Loan amount ₦105,000
Repayment term 6 months
Monthly interest 3.00%
Monthly repayment ₦20,650
Total interest costs ₦18,900
Total amount payable ₦123,900

* Example is for illustration only. Actual terms are confirmed upon loan approval.

Quick overview

Loan amount ₦10K – ₦200K
Term 1 – 6 months
Interest from 3.00%
Approval 2 minutes
Age 18+ years
Online application Yes

Requirements

  • ✓ ALAT account
  • ✓ Nigerian citizen
  • ✓ BVN
  • ✓ Smartphone

Loan features

  • Digital bank loans
  • ₦10K–₦200K
  • 3% monthly
  • 2-minute disbursement
  • Wema Bank backing