Rosabon Financial Services – online loan Nigeria
Rosabon consumer finance loans up to ₦1,500,000 at 5.6% monthly.
Applying does not commit you to a loan agreement.
Screenshot of https://www.rosabon-finance.com
Rosabon Financial Services – Consumer Finance Nigeria
Rosabon Financial Services Limited is a consumer finance institution licensed by the Central Bank of Nigeria (CBN). Founded over two decades ago, Rosabon has built a reputation as one of Nigeria's trusted non-bank financial institutions, serving salary earners, professionals, and business owners across major cities including Lagos, Abuja, and Port Harcourt. The company operates as a subsidiary of the Equitorial Trust Group and focuses on consumer credit, leasing, and investment products.
Rosabon offers personal and salary advance loans from ₦100,000 to ₦10,000,000 with repayment terms ranging from 3 to 24 months. Interest rates start from 5.6% per month and the application process is handled online or at any Rosabon branch. Required documents include a valid ID, recent payslips, a bank statement for the last 6 months, and a letter of introduction from your employer. Approved loans are typically disbursed within 24 to 48 working hours after document verification.
Rosabon Financial Services is regulated by the CBN and the Securities and Exchange Commission (SEC). All transactions are secured and your personal information is protected in line with Nigerian data privacy laws. Existing customers benefit from loyalty discounts on subsequent loan cycles and have access to flexible repayment schedules. If you have a stable salary income and need financing above ₦500,000, Rosabon is worth comparing with commercial banks.
✓ Pros
- Licensed and regulated by the CBN
- Loan amounts up to ₦10,000,000
- Flexible repayment terms up to 24 months
- Available in Lagos, Abuja and Port Harcourt
- Loyalty discounts for repeat customers
✗ Cons
- Monthly interest rates can be high for large amounts
- Requires employer introduction letter
- Processing time up to 48 hours
Loan example
Representative example: A loan of ₦500,000 over 12 months at 5.6% monthly interest. Monthly repayment approximately ₦74,714. Total amount repayable: ₦896,568. Total interest cost: ₦396,568.
Loan requirements
- ✓ Valid government-issued ID (NIN slip, national ID or passport)
- ✓ Minimum 6 months employment with current employer
- ✓ 3 recent payslips
- ✓ 6-month bank statement
- ✓ Letter of introduction from employer
- ✓ BVN
Loan features
- Consumer and salary advance loans
- Loan amounts from ₦100,000 to ₦10,000,000
- Terms from 3 to 24 months
- Interest from 5.6% per month
- Online and branch application
- CBN licensed
Frequently asked questions
48 hours after submitting your application.
The minimum amount at Rosabon Financial Services is ₦100,000.
How to log in and sign up to Rosabon Financial Services
Rosabon Financial Services is used through its official app and website (www.rosabon-finance.com). To sign up, download the official Rosabon Financial Services app or open its website, then register with the details requested — usually your phone number and BVN — and complete the short verification. To log in, open Rosabon Financial Services and sign in with the phone number or email you registered with. Never share your login code, OTP or PIN with anyone, and only use the official Rosabon Financial Services channels.
Rosabon Financial Services customer care and contact
For help with your account, repayments or complaints, contact Rosabon Financial Services through the support options inside the official app or on www.rosabon-finance.com. Rosabon Financial Services is operated by Rosabon Financial Services Limited. Be cautious of anyone asking for an upfront "processing", "clearance" or "insurance" fee before disbursement — legitimate lenders deduct any fees from the loan, never before it. You can also compare Rosabon Financial Services with other lenders before you decide.