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Social Lender logo

Social Lender – online loan Nigeria

★★★★☆ 3.5 / 5 (134 reviews)

Social Lender loans based on your social media credit score.

Amount ₦1K – ₦100K
Interest from 5.00%
Term 1 – 1 months
Approval 24 hours
⚠️

Social Lender is no longer reachable online. Their website (sociallender.com) does not resolve. We recommend comparing active alternative lenders below.

Social Lender screenshot

Screenshot of https://sociallender.com

Social Lender – Social Media Credit Nigeria

Social Lender is a unique Nigerian lending platform that uses your social media reputation as collateral. Loans from ₦1,000 to ₦100,000 are available to Nigerians with a strong social media presence and good online reputation.

✓ Pros

  • Unique social media-based scoring
  • Accessible to underbanked
  • No traditional collateral

✗ Cons

  • Social media activity required
  • Short 30-day term
  • 5% monthly rate

Loan example

Loan ₦30,000 for 30 days at 5%. Fee = ₦1,500. Total = ₦31,500.

Loan requirements

  • ✓ Active social media accounts
  • ✓ Nigerian citizen
  • ✓ BVN
  • ✓ Bank account

Loan features

  • Social media-based credit
  • ₦1K–₦100K
  • No traditional collateral
  • 24-hour approval

Frequently asked questions

24 hours after submitting your application.

The minimum amount at Social Lender is ₦1,000.