Specta - Loans up to N5.000.000

Specta - Loans up to N5.000.000
Screenshot of the site: http://www.myspecta.com, author of the site: Sterling Bank Plc., the screenshot is used in behalf of the legal licence.


  • Online loans up to N5.000.000
  • Term 1 - 60 months
  • No collateral

Specta Review

Quick overview

  • Amount: N10.000 - N5.000.000
  • Term: 1 - 60 months

Specta table of repayments

Amount Fee Total payment Term
N500.000 N39.800 N539.800 6 months
Specta calculator ad

A representative example

Loan amount N500.000 borrowed and fully repaid after 6 months. Total amount payable = N539.900. The fee would be N39.900.

Specta experience and discussion

Specta experiences

Tell us your experience with Specta at info@coolfinance.com.ng and we will publish it anonymously into our discussion.

Is Specta a scam?

No. The product is absolutely fine and no need to worry about anything hidden. The company Sterling Bank Plc. really provides these loans.