Specta – Company Information & Legitimacy Check
Who is behind Specta, who owns it, and how to verify the lender is safe before you borrow in Nigeria.
Specta is the digital lending arm of Sterling Bank Plc, offering fast and convenient online credit to Nigerians.
Is Specta legit and safe?
Specta is operated by Specta by Sterling Bank, registered at 20 Marina, Lagos Island, Lagos. Because it is backed by a licensed bank, its lending falls under that bank's regulatory supervision. Before applying, always confirm the lender on the official CBN and FCCPC lists and apply only through the official website specta.ng to avoid loan-app scams and clones.
Who owns Specta?
Specta is owned and operated by Specta by Sterling Bank. You can review the full loan terms, interest rates and reviews on the Specta loan page.
Company information
| Brand | Specta |
|---|---|
| Operated by | Specta by Sterling Bank |
| Address | 20 Marina, Lagos Island, Lagos |
| Loan amount | ₦10K – ₦5.0M |
| Interest from | 5.00% / month |
| Official website | https://specta.ng |
FAQs about Specta by Sterling Bank
Specta is operated by Specta by Sterling Bank, registered at 20 Marina, Lagos Island, Lagos. Before borrowing, confirm the lender on the Central Bank of Nigeria (CBN) approved list and the FCCPC digital-lenders register, and only apply through the official website https://specta.ng.
Specta is owned and operated by Specta by Sterling Bank.
Specta is backed by Specta by Sterling Bank, a licensed bank in Nigeria, so its lending falls under that bank's regulatory cover.