Specta – Loan details

Specta by Sterling Bank – loans up to ₦5,000,000 in 5 minutes.

Loan amount ₦10K – ₦5.0M
Interest from 5.00%
Term 1 – 60 months
Approval 5 minutes

Pros

  • ✓ Very fast 5-minute disbursement
  • ✓ High limit ₦5M
  • ✓ No branch visit needed

Cons

  • ✗ 5% monthly rate
  • ✗ Available to Sterling customers primarily

Requirements

  • Nigerian citizen
  • BVN
  • Age 18+
  • Valid ID
  • Bank account

Company information

Specta by Sterling Bank
20 Marina, Lagos Island, Lagos
https://specta.ng

This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.com.ng is an independent comparison portal operated by double technology s.r.o., Czech Republic.