Baobab – loan application

3.5 / 5  (112 reviews)
Maximum amount ₦10,000,000
Interest from 28.00%
Term 6 – 24 months
Your money in 3 business days
Apply on official Baobab website ad

Application does not commit you to a loan agreement. Loan is approved by Baobab according to their terms.

Screenshot of https://baobabgroup.com/nigeria, operated by: Baobab Microfinance Bank Limited, used under legitimate licence.

Baobab screenshot

Contact

Company Baobab Microfinance Bank Limited
Address Lagos, Nigeria

Baobab – repayment table

Estimated monthly repayments at 28.00% monthly interest. Actual terms confirmed upon approval.

Amount \ Term 6 months 12 months 18 months 24 months
₦500,000 ₦223,333 ₦181,667 ₦167,778 ₦160,833
₦1,000,000 ₦446,667 ₦363,333 ₦335,556 ₦321,667
₦1,500,000 ₦670,000 ₦545,000 ₦503,333 ₦482,500
₦2,000,000 ₦893,333 ₦726,667 ₦671,111 ₦643,333
₦2,500,000 ₦1,116,667 ₦908,333 ₦838,889 ₦804,167
₦3,000,000 ₦1,340,000 ₦1,090,000 ₦1,006,667 ₦965,000

Representative example

Loan amount ₦260,000
Repayment term 12 months
Monthly interest 28.00%
Monthly repayment ₦94,467
Total interest costs ₦873,600
Total amount payable ₦1,133,600

* Example is for illustration only. Actual terms are confirmed upon loan approval.

Quick overview

Loan amount ₦20K – ₦10.0M
Term 6 – 24 months
Interest from 28.00%
Approval 3 business days
Age 18+ years
Online application Yes

Requirements

  • ✓ Business or trader
  • ✓ Valid ID
  • ✓ BVN
  • ✓ Guarantor for large amounts

Loan features

  • Microfinance business loans
  • ₦20K–₦10M
  • 28% annually
  • 6-24 months
  • Group and individual