Credit Direct – loan application

5.0 / 5  (456 reviews)
Maximum amount ₦5,000,000
Interest from 0.00%
Term 1 – 12 months
Your money in 24 hours
Apply on official Credit Direct website ad

Application does not commit you to a loan agreement. Loan is approved by Credit Direct according to their terms.

Screenshot of https://www.creditdirect.ng, operated by: Credit Direct Limited, used under legitimate licence.

Credit Direct screenshot

Contact

Company Credit Direct Limited
Address FCMB House, Ahmadu Bello Way, Victoria Island, Lagos

Credit Direct – repayment table

Estimated monthly repayments at 0.00% monthly interest. Actual terms confirmed upon approval.

Amount \ Term 1 months 3 months 6 months 12 months
₦500,000 ₦500,000 ₦166,667 ₦83,333 ₦41,667
₦1,000,000 ₦1,000,000 ₦333,333 ₦166,667 ₦83,333
₦1,500,000 ₦1,500,000 ₦500,000 ₦250,000 ₦125,000
₦2,000,000 ₦2,000,000 ₦666,667 ₦333,333 ₦166,667
₦2,500,000 ₦2,500,000 ₦833,333 ₦416,667 ₦208,333
₦3,000,000 ₦3,000,000 ₦1,000,000 ₦500,000 ₦250,000

Representative example

Loan amount ₦255,000
Repayment term 12 months
Monthly interest 0.00%
Monthly repayment ₦21,250
Total interest costs ₦0
Total amount payable ₦255,000

* Example is for illustration only. Actual terms are confirmed upon loan approval.

Quick overview

Loan amount ₦10K – ₦5.0M
Term 1 – 12 months
Interest from 0.00%
Approval 24 hours
Age 18+ years
Online application Yes

Requirements

  • ✓ Employment letter
  • ✓ Bank statement
  • ✓ Valid ID
  • ✓ BVN

Loan features

  • Loans ₦10K–₦5M
  • Competitive interest rates
  • 1-12 months
  • FCMB Group subsidiary