Credit Direct – loan application
Screenshot of https://www.creditdirect.ng, operated by: Credit Direct Limited, used under legitimate licence.
Contact
Company
Credit Direct Limited
Address
FCMB House, Ahmadu Bello Way, Victoria Island, Lagos
Website
https://www.creditdirect.ng
Credit Direct – repayment table
Estimated monthly repayments at 0.00% monthly interest. Actual terms confirmed upon approval.
| Amount \ Term | 1 months | 3 months | 6 months | 12 months |
|---|---|---|---|---|
| ₦500,000 | ₦500,000 | ₦166,667 | ₦83,333 | ₦41,667 |
| ₦1,000,000 | ₦1,000,000 | ₦333,333 | ₦166,667 | ₦83,333 |
| ₦1,500,000 | ₦1,500,000 | ₦500,000 | ₦250,000 | ₦125,000 |
| ₦2,000,000 | ₦2,000,000 | ₦666,667 | ₦333,333 | ₦166,667 |
| ₦2,500,000 | ₦2,500,000 | ₦833,333 | ₦416,667 | ₦208,333 |
| ₦3,000,000 | ₦3,000,000 | ₦1,000,000 | ₦500,000 | ₦250,000 |
Representative example
Loan amount
₦255,000
Repayment term
12 months
Monthly interest
0.00%
Monthly repayment
₦21,250
Total interest costs
₦0
Total amount payable
₦255,000
* Example is for illustration only. Actual terms are confirmed upon loan approval.
Quick overview
Loan amount
₦10K – ₦5.0M
Term
1 – 12 months
Interest from
0.00%
Approval
24 hours
Age
18+ years
Online application
Yes
Requirements
- ✓ Salary domiciliation mandate or proof of income
- ✓ Valid government-issued ID
- ✓ 3 recent payslips
- ✓ 3-6 month bank statement
- ✓ Employer confirmation letter
- ✓ BVN
Loan features
- Salary-backed personal loans
- Loans from ₦100,000 to ₦5,000,000
- Terms up to 24 months
- Disbursement within 24 hours
- Online and office application
- FCMB Group subsidiary
Ready to apply?
Go to official Credit Direct website ad