GTBank – loan application

5.0 / 5  (503 reviews)
Maximum amount ₦5,000,000
Interest from 1.33%
Term 6 – 12 months
Your money in 24 hours
Apply on official GTBank website ad

Application does not commit you to a loan agreement. Loan is approved by GTBank according to their terms.

Screenshot of https://www.gtbank.com, operated by: Guaranty Trust Bank Plc, used under legitimate licence.

GTBank screenshot

Contact

Company Guaranty Trust Bank Plc
Address Plot 635, Akin Adesola Street, Victoria Island, Lagos

GTBank – repayment table

Estimated monthly repayments at 1.33% monthly interest. Actual terms confirmed upon approval.

Amount \ Term 6 months 12 months
₦500,000 ₦89,983 ₦48,317
₦1,000,000 ₦179,967 ₦96,633
₦1,500,000 ₦269,950 ₦144,950
₦2,000,000 ₦359,933 ₦193,267
₦2,500,000 ₦449,917 ₦241,583
₦3,000,000 ₦539,900 ₦289,900

Representative example

Loan amount ₦500,000
Repayment term 12 months
Monthly interest 1.33%
Monthly repayment ₦48,317
Total interest costs ₦79,800
Total amount payable ₦579,800

* Example is for illustration only. Actual terms are confirmed upon loan approval.

Quick overview

Loan amount ₦500K – ₦5.0M
Term 6 – 12 months
Interest from 1.33%
Approval 24 hours
Age 18+ years
Online application Yes

Requirements

  • ✓ Active GTBank account
  • ✓ Salary inflow history (minimum 3 months)
  • ✓ Valid ID
  • ✓ Payslips and bank statement (for term loans)
  • ✓ BVN
  • ✓ Employment letter (for larger amounts)

Loan features

  • QuickCredit instant salary advance
  • Personal loans up to ₦5,000,000
  • Terms 1 to 24 months
  • Interest from 1.33% per month
  • GTWorld app and USSD *737#
  • CBN licensed and NDIC insured