Moniepoint – loan application

4.3 / 5  (1,850 reviews)
Maximum amount ₦1,000,000
Interest from 2.50%
Term 1 – 12 months
Your money in 24 hours
Apply on official Moniepoint website ad

Application does not commit you to a loan agreement. Loan is approved by Moniepoint according to their terms.

Contact

Company Moniepoint MFB Limited
Address Victoria Island, Lagos, Nigeria

Moniepoint – repayment table

Estimated monthly repayments at 2.50% monthly interest. Actual terms confirmed upon approval.

Amount \ Term 1 months 3 months 6 months 12 months
₦100,000 ₦102,500 ₦35,833 ₦19,167 ₦10,833
₦200,000 ₦205,000 ₦71,667 ₦38,333 ₦21,667
₦300,000 ₦307,500 ₦107,500 ₦57,500 ₦32,500
₦400,000 ₦410,000 ₦143,333 ₦76,667 ₦43,333
₦500,000 ₦512,500 ₦179,167 ₦95,833 ₦54,167
₦600,000 ₦615,000 ₦215,000 ₦115,000 ₦65,000

Representative example

Loan amount ₦275,000
Repayment term 12 months
Monthly interest 2.50%
Monthly repayment ₦29,792
Total interest costs ₦82,500
Total amount payable ₦357,500

* Example is for illustration only. Actual terms are confirmed upon loan approval.

Quick overview

Loan amount ₦50K – ₦1.0M
Term 1 – 12 months
Interest from 2.50%
Approval 24 hours
Age 18+ years
Online application Yes

Requirements

  • ✓ Active Moniepoint account
  • ✓ Valid BVN
  • ✓ Valid government-issued ID
  • ✓ Nigerian phone number
  • ✓ Smartphone with Moniepoint app
  • ✓ For business loans: 3+ months transaction history on Moniepoint

Loan features

  • Personal loans from ₦50,000 to ₦1,000,000
  • Terms 1 to 12 months
  • Interest from 2.5% per month
  • Business loans for SMEs
  • CBN licensed commercial bank
  • App-based application and management