NIRSAL Microfinance Bank – loan application

3.5 / 5  (145 reviews)
Maximum amount ₦100,000,000
Interest from 9.00%
Term 12 – 60 months
Your money in 5 business days
Apply on official NIRSAL Microfinance Bank website ad

Application does not commit you to a loan agreement. Loan is approved by NIRSAL Microfinance Bank according to their terms.

Screenshot of https://www.nmfb.com.ng, operated by: NIRSAL Microfinance Bank Limited, used under legitimate licence.

NIRSAL Microfinance Bank screenshot

Contact

Company NIRSAL Microfinance Bank Limited
Address Agundo House, Plot 2186 Herbert Macaulay Way, Wuse Zone 6, Abuja

NIRSAL Microfinance Bank – repayment table

Estimated monthly repayments at 9.00% monthly interest. Actual terms confirmed upon approval.

Amount \ Term 12 months 18 months 24 months
₦1,000,000 ₦173,333 ₦145,556 ₦131,667
₦1,500,000 ₦260,000 ₦218,333 ₦197,500
₦2,000,000 ₦346,667 ₦291,111 ₦263,333
₦2,500,000 ₦433,333 ₦363,889 ₦329,167
₦3,000,000 ₦520,000 ₦436,667 ₦395,000

Representative example

Loan amount ₦750,000
Repayment term 12 months
Monthly interest 9.00%
Monthly repayment ₦130,000
Total interest costs ₦810,000
Total amount payable ₦1,560,000

* Example is for illustration only. Actual terms are confirmed upon loan approval.

Quick overview

Loan amount ₦1.0M – ₦100.0M
Term 12 – 60 months
Interest from 9.00%
Approval 5 business days
Age 18+ years
Online application Yes

Requirements

  • ✓ Valid government-issued ID
  • ✓ BVN
  • ✓ Active bank account
  • ✓ Business plan or farm plan (for commercial loans)
  • ✓ 3-6 month bank statement
  • ✓ Collateral or guarantor (product-dependent)

Loan features

  • Personal, SME and agricultural loans
  • Loans from ₦50,000 upwards
  • Subsidised rates from 9% per annum
  • Access to CBN intervention programmes
  • Nationwide presence
  • CBN licensed microfinance bank