OneFi – loan application

4.0 / 5  (265 reviews)
Maximum amount ₦1,000,000
Interest from 1.00%
Term 1 – 16 months
Your money in 24 hours
Apply on official OneFi website ad

Application does not commit you to a loan agreement. Loan is approved by OneFi according to their terms.

Screenshot of https://www.one-fi.com, operated by: One Finance & Investments Limited, used under legitimate licence.

OneFi screenshot

Contact

Company One Finance & Investments Limited
Address 1224 Bishop Oluwole St, Victoria Island, Lagos

OneFi – repayment table

Estimated monthly repayments at 1.00% monthly interest. Actual terms confirmed upon approval.

Amount \ Term 1 months 3 months 6 months 12 months
₦100,000 ₦101,000 ₦34,333 ₦17,667 ₦9,333
₦200,000 ₦202,000 ₦68,667 ₦35,333 ₦18,667
₦300,000 ₦303,000 ₦103,000 ₦53,000 ₦28,000
₦400,000 ₦404,000 ₦137,333 ₦70,667 ₦37,333
₦500,000 ₦505,000 ₦171,667 ₦88,333 ₦46,667
₦600,000 ₦606,000 ₦206,000 ₦106,000 ₦56,000

Representative example

Loan amount ₦250,750
Repayment term 12 months
Monthly interest 1.00%
Monthly repayment ₦23,403
Total interest costs ₦30,090
Total amount payable ₦280,840

* Example is for illustration only. Actual terms are confirmed upon loan approval.

Quick overview

Loan amount ₦2K – ₦1.0M
Term 1 – 16 months
Interest from 1.00%
Approval 24 hours
Age 18+ years
Online application Yes

Requirements

  • ✓ Valid BVN
  • ✓ Active Nigerian bank account
  • ✓ Valid government-issued ID
  • ✓ Smartphone (Android or iOS)
  • ✓ Nigerian phone number

Loan features

  • Personal loans ₦1,500 to ₦1,000,000
  • Terms 2 to 12 months
  • Interest from 1% per month
  • Instant app-based approval
  • Grows with repayment history
  • Investment and insurance products too