OPay – loan application
Screenshot of https://www.opay.com, operated by: OPay Digital Services Limited, used under legitimate licence.
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OPay – repayment table
Estimated monthly repayments at 36.50% monthly interest. Actual terms confirmed upon approval.
| Amount \ Term | 3 months | 6 months | 12 months |
|---|---|---|---|
| ₦10,000 | ₦6,983 | ₦5,317 | ₦4,483 |
| ₦20,000 | ₦13,967 | ₦10,633 | ₦8,967 |
| ₦30,000 | ₦20,950 | ₦15,950 | ₦13,450 |
| ₦40,000 | ₦27,933 | ₦21,267 | ₦17,933 |
| ₦50,000 | ₦34,917 | ₦26,583 | ₦22,417 |
Representative example
Loan amount
₦26,500
Repayment term
12 months
Monthly interest
36.50%
Monthly repayment
₦11,881
Total interest costs
₦116,070
Total amount payable
₦142,570
* Example is for illustration only. Actual terms are confirmed upon loan approval.
Quick overview
Loan amount
₦3K – ₦50K
Term
3 – 12 months
Interest from
36.50%
Approval
5 minutes
Age
18+ years
Online application
Yes
Requirements
- ✓ Active OPay account
- ✓ Valid BVN
- ✓ Nigerian phone number
- ✓ OPay wallet
- ✓ Minimum age 18 years
Loan features
- Micro-loans from ₦3,000 to ₦50,000
- Terms 14-91 days
- Interest from 36.5% per annum
- Instant disbursal to OPay wallet
- No paperwork
- CBN licensed payment platform
Ready to apply?
Go to official OPay website ad