PalmPay – loan application

4.1 / 5  (2,200 reviews)
Maximum amount ₦100,000
Interest from 3.50%
Term 14 – 91 days
Your money in Minutes
Apply on official PalmPay website ad

Application does not commit you to a loan agreement. Loan is approved by PalmPay according to their terms.

Contact

Company Transsnet Financial Nigeria Limited
Address Lagos, Nigeria

PalmPay – repayment table

Estimated monthly repayments at 3.50% monthly interest. Actual terms confirmed upon approval.

Amount \ Term 18 months 24 months
₦10,000 ₦906 ₦767
₦20,000 ₦1,811 ₦1,533
₦30,000 ₦2,717 ₦2,300
₦40,000 ₦3,622 ₦3,067
₦50,000 ₦4,528 ₦3,833
₦60,000 ₦5,433 ₦4,600

Representative example

Loan amount ₦51,000
Repayment term 14 months
Monthly interest 3.50%
Monthly repayment ₦5,428
Total interest costs ₦24,990
Total amount payable ₦75,990

* Example is for illustration only. Actual terms are confirmed upon loan approval.

Quick overview

Loan amount ₦2K – ₦100K
Term 14 – 91 days
Interest from 3.50%
Approval Minutes
Age 18+ years
Online application Yes

Requirements

  • ✓ Active PalmPay account
  • ✓ Valid BVN
  • ✓ Nigerian phone number
  • ✓ Smartphone with PalmPay app installed
  • ✓ Minimum age 18 years
  • ✓ Regular PalmPay app usage

Loan features

  • Micro-loans from ₦2,000 to ₦100,000
  • Terms 14 to 91 days
  • Interest from 3.5% per month
  • Instant disbursal to PalmPay wallet
  • 30M+ user base in Nigeria
  • CBN licensed payment platform