PennyLender – loan application

5.0 / 5  (412 reviews)
Maximum amount ₦5,000,000
Interest from 4.00%
Term 1 – 18 months
Your money in 2 hours
Apply on official PennyLender website ad

Application does not commit you to a loan agreement. Loan is approved by PennyLender according to their terms.

Screenshot of https://www.pennylender.com, operated by: Pennylender Limited, used under legitimate licence.

PennyLender screenshot

Contact

Company Pennylender Limited
Address 6th Floor, 294 Herbert Macaulay Way, Sabo Yaba 100001, Lagos

PennyLender – repayment table

Estimated monthly repayments at 4.00% monthly interest. Actual terms confirmed upon approval.

Amount \ Term 1 months 3 months 6 months 12 months 18 months
₦500,000 ₦520,000 ₦186,667 ₦103,333 ₦61,667 ₦47,778
₦1,000,000 ₦1,040,000 ₦373,333 ₦206,667 ₦123,333 ₦95,556
₦1,500,000 ₦1,560,000 ₦560,000 ₦310,000 ₦185,000 ₦143,333
₦2,000,000 ₦2,080,000 ₦746,667 ₦413,333 ₦246,667 ₦191,111
₦2,500,000 ₦2,600,000 ₦933,333 ₦516,667 ₦308,333 ₦238,889
₦3,000,000 ₦3,120,000 ₦1,120,000 ₦620,000 ₦370,000 ₦286,667

Representative example

Loan amount ₦255,000
Repayment term 12 months
Monthly interest 4.00%
Monthly repayment ₦31,450
Total interest costs ₦122,400
Total amount payable ₦377,400

* Example is for illustration only. Actual terms are confirmed upon loan approval.

Quick overview

Loan amount ₦10K – ₦5.0M
Term 1 – 18 months
Interest from 4.00%
Approval 2 hours
Age 18-55 years
Online application Yes

Requirements

  • ✓ Valid government-issued ID
  • ✓ BVN
  • ✓ 3 recent payslips
  • ✓ 3-month bank statement
  • ✓ Employer confirmation letter
  • ✓ Active Nigerian bank account

Loan features

  • Personal and salary advance loans
  • Loans from ₦50,000 to ₦2,000,000
  • Terms 3 to 12 months
  • Interest from 4% per month
  • Online and in-person application
  • Salary-aligned repayment