Spotyloans – loan application

3.5 / 5  (89 reviews)
Maximum amount ₦1,000,000
Interest from 3.00%
Term 1 – 1 months
Your money in 24 hours
Apply on official Spotyloans website ad

Application does not commit you to a loan agreement. Loan is approved by Spotyloans according to their terms.

Screenshot of https://spotyloans.com, operated by: Spotyloans Nigeria, used under legitimate licence.

Spotyloans screenshot

Contact

Company Spotyloans Nigeria
Address Lagos, Nigeria

Spotyloans – repayment table

Estimated monthly repayments at 3.00% monthly interest. Actual terms confirmed upon approval.

Amount \ Term 1 months
₦100,000 ₦103,000
₦200,000 ₦206,000
₦300,000 ₦309,000
₦400,000 ₦412,000
₦500,000 ₦515,000
₦600,000 ₦618,000

Representative example

Loan amount ₦250,500
Repayment term 1 months
Monthly interest 3.00%
Monthly repayment ₦258,015
Total interest costs ₦7,515
Total amount payable ₦258,015

* Example is for illustration only. Actual terms are confirmed upon loan approval.

Quick overview

Loan amount ₦1K – ₦1.0M
Term 1 – 1 months
Interest from 3.00%
Approval 24 hours
Age 18+ years
Online application Yes

Requirements

  • ✓ Valid BVN
  • ✓ Active Nigerian bank account
  • ✓ Valid government-issued ID
  • ✓ Smartphone with internet access
  • ✓ Minimum age 18 years

Loan features

  • Loans from ₦5,000 to ₦500,000
  • Terms from 1 to 6 months
  • Interest from 3% per month
  • Online application only
  • Same-day disbursement
  • Mobile app